Applying for Finance

We finance virtually any sort of commercial kitchen equipment that could help your business turn a profit.

The equipment must have an invoice value of at least $1,000 (Rent–Try–Buy) or $10,000 (Lease-to-Keep).

Yes — we can provide finance approval before (or after) you choose the equipment you want; you’ll then know how much money you have to spend.

If you apply for Rent–Try–Buy finance of $65,000 or less, we’ll in most cases ask you for only three things:

We'll then perform an identity
verification and credit check before making a decision on your application. 

If you’d like to know what’s needed for applications for Rent–Try–Buy finance of more than $65,000 or for Lease-to-Keep finance , please contact us.

You can receive approval for up to $65,000 of Rent–Try–Buy funding in less than five minutes (provided you have submitted the necessary information to us and passed our credit check).

If you require more than $65,000, we’ll respond within one business day to ask you for more information; chances are we’ll be able to give a decision on your application within three business
days.

Lease-to-Keep finance applications are usually processed within two business days, provided you have given us all the necessary information.

The amount you’re approved for is what’s called your ‘master-agreement limit’, which is the amount of credit you have available to you.

You can use some or all of it — it’s your choice.

If you use part of it, you can order extra equipment later using the leftover amount.

You’ll be glad to know your master-agreement limit does not expire, and you won’t have to re-apply for finance until you hit your limit. (We reserve the right to lower a customer’s limit at any time.)

If you order extra equipment and if it’s been 90 days or more since your last deal with us, we’ll re-run the credit check.

We own the equipment and rent or lease it to you.

Since we own it, we’ll register an interest in the equipment on the Personal Property Security Register (PPSR).

You can use the equipment as you wish, but only for business
(not personal/domestic) purposes; and provided you don’t sell, give, assign, lend or release the equipment to a third party to use without our okay.

Also, you must let us know straight away if you move the equipment from the location you originally gave us.

If you Rent–Try–Buy the equipment, you can purchase it (own it) whenever you want to. If you Lease-to-Keep the equipment, you’ll own it after making your final lease repayment.