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Pay with Rent-Try-Buy & keep your cash in your business
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12 month rental agreement
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Low weekly payments, 100% tax deductible
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Change or upgrade equipment at any time
What is Rent-Try-Buy
Low weekly payments for hospitality equipment
Rent-Try-Buy is a flexible, 12 month rental agreement that allows you to get the hospitality equipment you need, with the flexibility to change, upgrade or buy your equipment at any time. All while keeping your cash flow healthy, with low weekly payments that are 100% tax deductible.
Equipment funding suitable for all business types:
- New
- Established
- Clubs & Franchises
SilverChef offer equipment funding for new and established businesses. Whether you are just starting up, or a pub or club that requires high usage equipment that's prone to wear & tear, we have a funding solution for you.
Starting a new business? Congratulations! We have supported countless businesses without a trading history, from day one of their hospitality journey.
When you rent your hospitality equipment, you can treat the rental payments as an operating expense, which can be claimed as a tax deduction!
Try the equipment before deciding whether to buy it! You have the flexibility to pivot operations by being able to change the equipment completely. Or you can upgrade your equipment if you want to keep it in warranty, or you outgrow your current model.
Our standard application and approval time is less than 5 minutes for funding under $65,000.
Our customers are the heart of our business
See what they say about us
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Calculate your rental payments
Calculate your rental payments with our Rent-Try-Buy calculator
How Rent-Try-Buy Works
It's fast and easy to get started!
Apply for Rent-Try-Buy
Funding up to $65,000 is available with minimal documentation required. For amounts above $65,000, additional requirements may apply.
Choose your equipment
Select your equipment from your preferred dealer or choose from our Certified Used Equipment range.
Start your rental agreement
Once your funding is approved and you have chosen your equipment, you are ready to start your rental agreement.
Let us tailor a solution for you
Talk to a hospitality funding expert
Frequently asked questions
Your most asked questions - answered
As Rent–Try–Buy is a rental agreement, there is no interest rate.
However, you can use our online rental calculator to work out your weekly rental payments, and to find out how much it would cost to own the equipment if you decided to purchase it after 12 months of renting.
As the calculator reveals, the net cost of owning the equipment could be as low as 10% (after taking into account tax deductions* and the rental rebate).
This figure reflects:
- the unrivalled flexibility our customers enjoy and which no other financier, cash or credit card can give them.
- the risks we take by, for example, allowing customers to:
- get the equipment they want without having to commit to the full purchase price
- secure up to $100,000 of equipment finance — in most cases without providing a director’s guarantee / personal guarantee
- upgrade the equipment at any time without having to worry about how to dispose of the original item
- return the equipment to us after only 12 months for no penalty.
Aside from the weekly rental payments (including one week’s rent paid in advance), the fees and charges that apply are:
- a refundable security bond — paid up front and equivalent to six weeks’ rent (less than $200,000 of funding) or 12 weeks’ rent ($200,000 or more of funding)
- the cost of transporting any equipment the customer returns to us during or after the 12-month rental period (which the customer pays directly; this cost varies according to the equipment’s cubic weight and the distance it has to be transported)
- the cost for us to clean and service any equipment the customer returns to us during or after the 12-month rental period, so it can be certified and remarketed. We pass this cost on to the customer; the cost varies according to the type of equipment and its condition. See our cleaning-and-servicing fees (PDF).
No — while your rental payments will steadily reduce the equipment’s purchase price, there will still be money owing after 12 months.
To find out how much you’d need to pay us to buy your rental equipment, please call us for a payout quote on 1800 337 153.
You can buy, or pay out, the equipment at any time during the 12-month term (not only at the end of it).
Your rental payments will start after we’ve confirmed the equipment has been delivered to your business premises.
If you’re doing a full fit-out or refurbishment and could experience delays — for example, due to council or construction issues — we recommend you hold off ordering the equipment until shortly before your venue is ready to start trading.
(Equipment in stock can usually be delivered to your venue in 1–14 business days, depending on your location. If it’s out of stock, you’ll need to allow for a longer lead time and order it sooner. Your equipment dealer will be able to advise you.)
If for whatever reason your rental payments start before you commence trading, please contact us as soon as possible.
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